What is the installment payment method of China Merchants Bank Credit Card Mall?
Instalment Payment Rules
The available limit for credit card payment on the day (excluding the temporary limit) must be greater than the total amount of the purchased goods and the online payment limit you set in online banking. After using the discount, the system will recalculate the amount of each period based on the total number of periods of the product. Mall installment payment uses the total amount of the goods to occupy your available credit. Therefore, your available credit must be deducted from the total installment amount. With monthly repayments, your available credit will gradually recover.
Instalment products
You can use coupons for products paid in installments, participate in all promotional activities such as group purchases and flash sales, and enjoy the mall's free shipping policy, delivery methods, return and exchange policies and terms of service. .
Online payment installment process
1. Open the China Merchants Bank Credit Card Mall, browse the installment partner website, and select your favorite products.
2. Place an order and confirm your order amount, number of installments to be selected and other information on the merchant website.
3. The online installment payment merchant link automatically logs in to the China Merchants Bank online payment installment payment platform and fills in personal credit card related information.
4. The installment payment for the goods is successful, the merchant delivers the goods to the designated location, and the customer signs for the purchased goods.
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China Merchants Bank Credit Card Mall is the safest and most trustworthy credit card shopping website. Using China Merchants Bank Credit Card shopping allows you to easily purchase computers, digital products, home furnishings and other daily necessities. At the same time, China Merchants Bank provides you with credit card installment Payment methods make your credit card shopping trip easy and enjoyable.
To enjoy the fun of credit card shopping, go to China Merchants Bank Credit Card Mall, your trustworthy credit card shopping website.
In October 2004, the first bank-level e-commerce platform, China Merchants Bank Credit Card Mall, was born to serve China Merchants Bank credit card holders. In July 2013, it was upgraded to the China Merchants Bank Online Mall, focusing on high-quality brands and selecting high-quality products. The brand hub brings together dozens of brand official flagship stores.
The registered brands include Lenovo, Samsung, Sony, Philips, Zwilling, WMF, Fissler, Sleep Baby, Chow Sang Sang, Swarovski and other domestic and foreign brands, with 0 interest, 0 handling fees and 0 shipping costs. High cost performance and flexible payment methods provide consumers with a safe shopping environment.
China Merchants Bank’s credit card 24-hour service hotline: 400-820-5555
Extended information:
Features of China Merchants Bank’s credit cards:
1. There are many types of cards, the styles are novel and beautiful, and they are easy to attract people.
2. The service attitude of telephone banking is very good and very convenient.
3. Electronic banking and mobile phones are linked together and are relatively safe.
4. There will be an email notification for every purchase, and a text message reminder for every online transaction and general card transactions over 300 yuan.
5. Powerful online banking functions, the public version can be used directly, with various functions such as querying bills and details, querying points, opening cards, setting online transaction limits, and self-service bill installments.
6. The annual fee for China Merchants Bank’s credit card is waived in the first year. Generally, you can waive the annual fee for the following year if you make 6 purchases.
7. There is no annual fee for the China Merchants Bank All-in-One Card, only an account management fee.
8. The account management fee is only for debit cards such as the China Merchants Bank All-in-one Card. If the China Merchants Bank All-in-One Card is bound to the China Merchants Bank credit card, the account management fee for the All-in-one Card will be waived, but the annual fee for the credit card will be waived. The exemption method is only valid if you consume more than six times (including six times).
9. Rich and diverse activities and discounts, including Sanya, Taotie Food Season activities, etc., covering all areas of life.
10. China Merchants Bank Credit Card launched a mobile life platform. You can use your mobile phone to buy movie tickets, recharge mobile phones, check nearby special merchants and provide discounts.
More and better applications are being launched one after another.
However, China Merchants Bank’s credit card also has the stipulation that “it is difficult to earn points. Every 20 yuan spent will earn 1 point, and no fraction will be counted”, which is not conducive to points consumption.