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What kind of wealth management product is Ruyibao?
Ruyibao is a wealth management product similar to Yu 'ebao, which was jointly launched by China Minsheng Bank and fund companies. It is a money fund product with the characteristics of low investment threshold, unlimited subscription, maximum redemption of 5 million yuan per day, real-time withdrawal and daily compound interest. Users can purchase through different channels such as mobile banking and WeChat.

After purchasing Ruyibao, the user's funds can continue to be used for transfer, consumption and payment. At the same time, the funds used on the same day cannot enjoy the benefits. Redemption shall be based on the principle of last in first out, which shall be handled automatically by the fund company. If the redemption exceeds the limit, the redemption may fail. It should be noted that the money fund can't guarantee the safety of the principal when investing, but the probability of loss is small and stable. If users feel that the income is relatively small, they can choose high-yield products launched by banks at this time, but the high income and high risk are also high.

Minsheng Bank generally refers to China Minsheng Bank, which was formally established in June 1996 65438+ 10/2. It is a national joint-stock commercial bank initiated by private enterprises. June 65438+February 19, China Minsheng Bank A shares listed on the Shanghai Stock Exchange, 2009 1650.

Minsheng Bank has always adhered to the principle of "running a bank with confidence, running a bank in a down-to-earth manner and using your brains to run a bank". In 2005, Minsheng Bank began to brew the reform of the company's business organization structure and implement the centralized operation of the company's business; In 2007, Minsheng Bank officially decided to start the reform of the company's business division system in an all-round way; In 2009, the board of directors of Minsheng Bank revised the five-year development outline and put forward new strategic positioning: banks of private enterprises, banks of small and micro enterprises and banks of high-end customers. In 20 10, Minsheng Bank continued to implement the new strategy, with healthy business development, orderly reform and innovation, and accelerated transformation of growth mode.

In modern society, people's livelihood, democracy and civil rights are interdependent, and the foundation of people's livelihood has also risen from the initial means of production and living to the overall pattern of lifestyle, cultural model and civic spirit that pay equal attention to material needs and spiritual characteristics. "The so-called people's livelihood, from the perspective of human rights, is all human rights of the right to subsistence and the right to universal development. From the perspective of demand, people's livelihood refers to all the needs related to the realization of people's right to subsistence and the general needs related to the realization of people's right to development. The former emphasizes living conditions, while the latter pursues the quality of life, that is, all the needs to ensure living conditions and the general needs to improve the quality of life. From the perspective of responsibility, it is the highest criterion for the party and the government to govern. Sun Yat-sen's On People's Livelihood: "People's livelihood means people's life, social survival, national livelihood and people's life. "