Generally speaking, if you apply for a credit card through a mobile phone, even if you successfully apply for a card, the initial credit limit of the credit card will generally be relatively low.
Mobile phone client application process:
1. Search for banks on the webpage, enter official website and log in to online banking;
2. Enter the credit card online application page and select the card type to apply for;
3. Read the contract and important tips;
4, according to the pop-up page prompts, select and fill in the relevant information;
5. Make sure the information is filled in correctly, and click the "Submit" button;
6. Completing the above steps is the whole application process of the mobile phone client;
WeChat WeChat official account application process:
1. Open WeChat and search for the official bank WeChat account, such as "China Merchants Bank Credit Card" and pay attention to it;
2. Click "I want to choose a card" in "Card Gift" in the lower right corner;
3. Enter the "Hot Card Recommendation" page and select the credit card you want to apply for;
4. Click Apply and fill in relevant information according to the page prompts, such as name, ID number, mobile phone number, city where the unit is located, detailed address of the unit, name of the unit, education background, position and other information. Click "Submit" after confirmation;
Mobile banking:
1. Download the bank's mobile banking app on your mobile phone.
2. If you find the credit card column on the home page, there is usually an option to apply for a card.
3. Click and select the credit card you want to apply for.
4. Just fill in the information and submit it according to the prompts, and the process is actually similar.
Conditions for handling credit cards by mobile phones
1. The applicant must be 18 to 65 years old, neither too young nor too old;
2. Personal credit is good and there is no bad credit record;
3, personal work to be stable, need to ensure economic sources;
4. When facing the bank interview, you need to take it seriously and answer every question well;