the credit card available limit is , which means that the available limit has been used up/the credit card has a bad record, so the credit card can no longer be used for credit card consumption, and the original consumption amount must be returned/increased before the credit card can continue to be used for consumption. Reasons why the credit card limit is : First, the comprehensive score is not high. When the bank is reviewing the applicant, if the applicant meets the application conditions, but the comprehensive score is not particularly high, but there is potential for development, the bank will still approve the card for the applicant, but the bank will approve the card limit for the applicant in order to reduce its own risks. Second, quasi-credit card When people apply for a credit card, sometimes the bank will approve a quasi-credit card for the applicant, and if you don't open the overdraft function of the card, then the credit limit of the card will be . 3. In the first two cases of overdue or over-consumption, the credit limit is when you apply for a card. In another case, your credit card itself has a credit limit, but you overspend and empty your credit card, resulting in a credit limit of . Or if it is overdue for a long time, the bank will reduce your card limit to .