1, age requirement: the age is between 18 and 65;
2. Income and asset requirements: stable occupation and income;
3. Credit and ability requirements: good credit and the ability to repay the principal and interest on time;
4. Have full capacity for civil conduct;
5. Provide the originals of various certificates.
If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.