The amount on the CCB decoration loan card can only be used for home decoration, and can only be used by swiping credit cards at the bank's selected POS machines. Card users cannot make transfers and withdrawals, and can only swipe credit cards in industries with advanced technology. For example, buy appliances, hardware, soft furnishings, etc.

Secondly, if the card user directly chooses a decoration company for decoration, the company with which the card user swipes the credit card will have requirements. Under normal circumstances, a card swiping company needs to have a certain business scale, can be queried on Tianyan.com and other institutions, and must be a formal platform. The floor-to-ceiling area is preferably 200 square meters.

In addition, the home decoration company chosen by the card user must have a public account with China Construction Bank, otherwise the card user will not be able to successfully use the credit card even if he uses the decoration loan card.