1. What is the repayment method of ICBC parking loan?

the loan period for parking spaces is long, generally ranging from 1 to 3 years, with a maximum of 5 years; There are many repayment methods, such as equal monthly payment and average capital. The guarantee is simple, and the method of property mortgage, pledge or third-party guarantee approved by the cooperative bank is provided.

II. Repayment of parking space loan

Loan conditions:

Over p>18 years old;

if you go to work, you have social security or provident fund;

personal insurance;

house and car (

good credit information.

if you meet one of the above requirements, you can make a loan. At the very least, online loans must have a source of repayment.

3. What are the procedures after the parking loan is paid off

1. After the parking loan is paid off, it is usually necessary to apply for a loan settlement certificate. Most of the time, the parking loan is applied for the exclusive parking loan for supporting the purchase of houses. In order not to affect the subsequent mortgage, the settlement certificate should be handled in time after the parking loan is paid off.

2. In another case, if you buy a parking space by applying for a mortgage loan, you need to go through a loan cancellation procedure after the parking space loan is paid off.

3. In addition, if you apply for a credit consumption loan to buy a parking space, you only need to apply for a settlement certificate after the loan is paid off.

IV. Repayment of parking loan

The parking installment business of CCB is handled by credit card. After the parking installment quota is released, it is credited to the credit card. After payment, the installment amount and handling fee are returned to the credit card on a monthly basis. The parking lot installment bill will be settled and sent to you on a fixed billing date every month. You can make repayment according to the amount and time indicated in the bill, or you can check the repayment status through the mobile banking client or WeChat Bank.