Advantages of ICBC's credit card: Free overseas WIFI is available, but the quantity is limited on a first-come-first-served basis; Enjoy a high-end five-star hotel buffet, buy one get one free in afternoon tea; The visa fee starts from 99 yuan. You can enjoy Japanese, Korean, Singaporean, Malaysian, Thai and Philippine visas from 99 yuan when you apply for the visa service through Baicheng Travel Network, and enjoy parking at the airport in 1 yuan.

Different from other credit cards of ICBC, ICBC Struggle Puka is directly exempt from the annual fee within the validity period, so there is no annual fee burden for handling ICBC Struggle Puka. Like other ICBC credit cards, you have to swipe your card to meet the standard to enjoy the annual fee discount, while the struggle credit card does not need this, and you can directly waive the annual fee.

The disadvantages of ICBC's credit card are high points required for gift exchange and few kinds of gifts.