Answer: Yes, one day overdue on a Bank of Communications credit card will have an impact on your credit.

Detailed instructions:

1. Overdue records will be recorded in personal credit reports: Bank of Communications will report overdue records to the Credit Reference Center of the Bank of China, and the overdue records will become personal credit reports. part of the report. Credit report is one of the important basis for financial institutions and other enterprises and institutions to judge personal credit status.

2. Your credit score will drop: Overdue records in your personal credit report will drop your credit score. Credit scores are statistics and calculations based on personal credit information to assess an individual's credit risk. A low credit score may result in a reduction in credit limit or rejection of a loan application.

3. Impact on borrowing and credit card applications: Overdue records may lead to bad credit. Banks and other financial institutions will review overdue records when processing loan or credit card applications, and may affect the applicant's qualifications and application. adverse effects as a result.

Summary: One day overdue on a Bank of Communications credit card will affect your credit. Overdue records will be recorded on one's credit report and may cause a decrease in credit score, which will affect borrowing and credit card applications.

Extended information: Personal credit report is a collection of personal credit information generated by commercial banks, credit unions, other financial institutions and business institutions in accordance with the relevant regulations of the People's Republic of China and the People's Bank of China. and finishing. A personal credit report contains personal credit information, such as loans, credit cards, payment arrears, etc. As a large commercial bank, Bank of Communications records overdue records of personal credit cards and reports them to the Credit Reference Center of the Bank of China to maintain the security and stability of the financial market.

The above is answered based on relevant regulations and the common practices of credit agencies. Please be sure to maintain good repayment habits and repay credit card debts in a timely manner as agreed in the contract to maintain a good personal credit status.