1. Credit card domestic RMB withdrawal fee:

1. Withdrawal fee: 2.5% of the transaction amount, with a minimum of 10 yuan per transaction and no upper limit.

2. Withdrawal of interest: from the date of withdrawal, 0.035%-0.05% of the withdrawal principal will be charged every day until it is fully paid off.

Two. The cost of withdrawing US dollar cash from credit cards in China:

1. The handling fee is charged at 2.5% of the transaction amount, with a minimum charge of USD 3 or EUR 3 per transaction. In China, only the excess amount paid by foreign currency accounts can be withdrawn (if the available amount is sufficient, it is not necessary to pay off the arrears of RMB accounts). It is free to pay more US dollar accounts through Everbright Counter.

Three. There are two kinds of cash withdrawal fees for overseas credit cards (including Hong Kong, Macao and Taiwan):

1. unionpay channel cash withdrawal fee: RMB cash withdrawal, charged at 3% of the transaction amount for each transaction, with a minimum of 15 yuan; 3% of the transaction amount is charged for each withdrawal of US dollars, with a minimum of US$ 5.

2. Handling fee for cash withdrawal through non-UnionPay channels: Credit cards marked with VISA, MasterCard and JCB are withdrawn through overseas non-UnionPay channels, and each transaction is charged at 3% of the transaction amount, with a minimum of $5; The minimum is 5 euros.

The principal is not interest-free, and interest is charged at the rate of 3.5-5/ 10000 of the cash withdrawal principal every day from the date of transaction until it is fully paid off.