The first is that the cardholder pays the bill by credit card, the pre-authorization is cancelled, the consumption amount is deducted, and the remaining amount is returned to the cardholder's credit card in advance;

The second is that the cardholder does nothing and automatically cancels the pre-authorization within one month;

The third is that the cardholder actively contacts the bank and applies for account cancellation.

Pre-authorized occupation of the card limit, but temporarily not accounted for. There are two ways to cancel pre-authorization.

First, the pre-authorized merchants take the initiative to cancel.

Second, businesses do not operate and do not apply for bookkeeping. After a period of time (depending on the specific situation), about ten or thirty days, the pre-authorization will be automatically cancelled and the card limit will be restored.