Xiongsheng is a credit card management tool that integrates credit card repayment and card handling functions. Credit card access is circulated through UnionPay credit card channel in many online and landing merchants, which is more efficient and convenient than credit card readers.

Credit card is a simple non-cash transaction credit service bank card. A credit certificate issued by a bank to an individual or unit for purchasing goods and paying consumption expenses according to the user's credit rating and financial situation.