Notes on Bank of China credit card bill installments:

1. Once the installment operation is successful, it will take effect immediately and cannot be revoked. The applied installment cannot be repeated, and the amount and number of installments cannot be changed after the operation is successful.

2. The installment amount occupies the credit limit, and repaying one installment will restore the credit limit.

3. After successfully applying for bill installment, you need to repay the uninstalled portion of the current bill before the due date, and the bill installment will be deducted from the next bill. If the uninstalled amount of the bill is less than the minimum repayment amount of the current bill, please repay according to the minimum repayment amount of the current bill, otherwise it will be overdue.

4. For installment transactions that are due and recorded every month, the repayment amount × 100 for each installment as agreed on the installment payment will be included in the minimum repayment amount of the month. If it is overdue, the minimum repayment amount will be counted as outstanding. Part 5 will charge liquidated damages for repayment.

5. The deduction date for each bill installment is the bill date. It will be credited to the account in installments starting from the next bill after the installment plan is established. Please repay according to the amount prompted by the bill.

6. The deduction method for the principal portion of the bill installment is equal monthly deductions, and is recorded in whole numbers, that is, when the total amount cannot be divided into installments. All remaining amounts will be added up and deducted from the first entry amount.

7. The installment interest of the bill installment is "collected in installments and repaid following the monthly bill".

8. If the card is overdue for more than 60 days, the remaining amount of the installment payment transaction and the installment interest will be credited to the account in one go on the 90th day.

(Answer time: November 6, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.