It will have an impact.

According to the "Several Provisions of the Supreme People's Court on Restricting High Consumption of Persons Subject to Execution":

1. If the parents are dishonest persons subject to execution, their children's education will be restricted, and they can also attend school. in high-fee private schools.

2. In the private school enrollment policies of some cities, it is clearly stated that private schools must restrict children with dishonest behavior from attending high-fee private schools, and those who have already enrolled must immediately transfer to public schools.

3. It affects the employment of children. When children are admitted to civil servants, public institutions, or jobs in large enterprises, they may be turned away because their parents' credit scores are seriously poor.

4. In addition, some schools that require political review for students may also reject the children of dishonest persons.

Extended information

Legal consequences of overdue credit cards

1. Failure to repay after the credit card is overdrawn is a breach of contract, and the bank can require the cardholder to repay it Principal, as well as overdue interest, late payment fees, over-limit fees, etc.; if the bank sues in court and wins, the cardholder will also have to bear the litigation costs;

2. If the cardholder maliciously takes possession for the purpose of illegal possession If your overdraft reaches a certain amount and you fail to repay it after the due date, which constitutes a crime of credit card fraud, you will also bear criminal liability.

3. Overdue repayment will leave a bad credit record for the cardholder, which will affect the smooth progress of the cardholder's future loans and other activities.

4. Article 206 of the Contract Law of the People's Republic of China?

The borrower shall return the loan within the agreed period. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined in accordance with the provisions of Article 61 of this Law, the borrower may return the loan at any time; the lender may urge the borrower to return the loan within a reasonable period of time.

Article 207

If the borrower fails to repay the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations. Article 208 If the borrower repays the loan in advance, unless otherwise agreed by the parties, the interest shall be calculated based on the actual loan period

5. According to Article 2 of the "People's Republic of China and the Criminal Law of the People's Republic of China" Article 196

Whoever commits credit card fraud in any of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. .

If the amount is huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, The person shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated:

(1) Using a counterfeit credit card;

( 2) Using an expired credit card;

(3) Pretending to use another person’s credit card;

(4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. Anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

Reference material People's Daily Online - Father owes 200,000 yuan to Lao Lai, but his son got into a prestigious school with good grades but was unable to get admitted

Reference material Baidu Encyclopedia - Personal credit record