Can I only provide proof of income when applying for a credit card for the first time? My annual salary is more than 90 thousand. Which bank is better to apply for? Nothing else. I own this house in the country. Hello, landlord! It is not easy to apply for a credit card from the four major state-owned banks now. It is impossible to prove only income. I have been there. They need you to provide real estate license or driver's license. It's easy to have this, the quantity is not enough.

If you only have proof of income, the landlord can apply for credit cards from Bank of Communications and China Merchants Bank first. Their threshold is relatively low, but the amount is also relatively low. As long as it can be done, it is best. If the amount is low, it can be increased later. As long as you swipe your card frequently and pay back in time, it is the best way to increase the quota.

If you still feel that the credit cards of these two banks are not easy to handle, then go to the stall. They are all credit card salesmen, simple and fast. They usually appear in front of large shopping malls, such as Wal-Mart and Tesco. If you have time, you should find them. That's how my credit card came from. My annual income is 96,000 yuan, with a limit of 8,000 yuan. Last year, the application was increased and 3000 yuan was approved. Now it's 1 1, 000 yuan. Last month, I used this card to open a credit card of ICBC, with a limit of 3,000 yuan (the four major state-owned banks have to use this card because we don't have a car or a car).

I hope the landlord will get it done as soon as possible. If you are satisfied, please accept it. Thank you!