The specific limit is based on our overall credit situation, so it still depends on the specific situation. The more income assets, the better the credit status and the higher the limit.
What are the rights and interests of China Merchants Bank's first graduate credit card?
1. Enjoy cashback when the expenses reach the standard: during the activity, you can earn cashback benefits by using the first graduate credit card of China Merchants Bank to pay through a single transaction such as Alipay and WeChat, and win 18 yuan, 100% bonus, which can be enjoyed up to 100 times per month.
2. Choice 1 of Six Gifts: During the event, the credit card holders of the first graduates of China Merchants Bank completed their graduation registration and chose one of the six popular gifts, such as ten thousand yuan free installment coupons, brand suitcases, luxury travel bags and quality pots and pans.
Although the number of places is small, it should be able to meet the normal living expenses, and it is not difficult for graduates to apply. Kaka noodles are some graffiti, which looks very fashionable. Generally speaking, the annual fee is free and the rights and interests are not bad, which is suitable for young people who often spend money online.
Information required for loan:
1. The borrower's valid ID card and household registration book;
2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a court civil mediation or divorce certificate (indicating that they have not remarried after divorce);
3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;
4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);
5. Real estate title certificate;
6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required) Note:
1. The loan can only use collateral, and the sum of the loan amount and the interest during the loan period cannot exceed1/2 of the assessed value of collateral;
2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest;
3. Guarantor;
4. Age limit of the borrower: male age+loan period shall not exceed 60 years, and female age+loan period shall not exceed 55 years;
5. Customers who enter the blacklist of personal credit information cannot apply for loans; The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc. It usually takes about 1 month to get a loan. The personal loan process is as follows:
1. Apply for a loan from the bank;
2. After the acceptance of the bank, evaluate the value of the mortgaged property and approve the loan amount according to the evaluated value;
3. Open a personal current deposit account and sign a loan contract.
4. Apply for real estate mortgage registration;
5. Bank loans