1. The annual fee of CITIC UnionPay single-currency gold card is 200 yuan, and the annual fee of supplementary card is 100 yuan. In the first month after issuing the card, the annual fee for the first year will be exempted at one time; Card swiping for 5 times in the current year is exempt from the annual fee for the following year. 2. There are two main types of single currency cards: one is a single currency credit card; The other is a single currency debit card. Single-currency credit card is a credit card with RMB settlement account, and its function is basically the same as that of dual-currency credit card. Single-currency debit cards also have RMB settlement accounts, which can be used for RMB deposit and withdrawal and consumption, and do not have overdraft function. 3. CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, headquartered in Beijing, and its main shareholder is China CITIC Limited.