Rural credit cooperatives have credit cards. However, customers must consult in advance when handling credit cards of rural credit cooperatives. If a bank wants to issue a credit card, it must have a certain scale and get the approval from the CBRC before issuing it. Most rural credit cooperatives in China are small in scale, and the scale of funds is not too large.

Do rural credit cooperatives have credit cards?

Credit card is 1 a simple loan service card for electronic payment. A credit certificate issued by a bank to an individual or unit for purchasing goods and paying consumption expenses according to the user's credit rating and financial situation. With the signature of the card, consumers can withdraw cash and spend money in designated banks, consumer places and other places, and can overdraw a certain amount of cash. Debit cards and quasi-credit cards are the main credit cards of rural credit cooperatives. Although quasi-credit card is also a kind of credit card, it is very different from what we usually call credit card. The credit limit is usually not high, so if users want to apply for a credit card, it is best to apply in a commercial bank. In this way, there will be more cards to choose from and the amount will be larger.