Conditions for changing Guangfa Credit Card into a gold card: You can apply to the bank or apply for a new gold card after using the card for 3 months. If you apply, you will cancel the universal card. When the limit reaches the upper limit of the general card, you can change it into a gold card if you need to increase the limit. Puka has a ceiling of 30 thousand.

Guangfa Bank standard credit card gold card, the first standard credit card in China. Enjoy many functions and benefits, such as full loss reporting 48 hours ago, optional high insurance coverage, "Universal Bank" interest-free installment, overdraft points and so on, so that cardholders can spend more freely and manage their finances more easily.

Extended data:

Advantages of standard credit card gold card of Guangfa Bank;

Annual fee of standard credit card gold card of Guangfa Bank: 260 yuan

Interest-free period (maximum): 56 days.

Interest-free period (minimum): 25 days.

Credit line (maximum): 6,543,800 yuan+0.5 million yuan.

Transaction method: signature and password.

Credit limit (minimum): 1 ten thousand yuan

Integral policy: 1 meta product 1 integral.

Guangfa Bank Standard Credit Card Gold Card Rate

Minimum repayment ratio: 5%

Daily interest: 0.05%

Late payment fee ratio: 5%

Withdrawal fee ratio: 2.5%

Excess cost ratio: 5%

Overpayment of restoration fee: 2.5%

Baidu Encyclopedia-Guangfa Bank Standard Credit Card Gold Card