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After five years in prison, the principal of several credit cards totaled more than 10,000 yuan. Bad debts first. If I want to pay back the money, will the bank offer any relief?

Non-reduction or exemption

Bad debts: refer to debts that have passed the payment deadline, cannot be recovered after being called upon, are in a sluggish state for a long time, and may become bad debts. Bad debts are receivables that are the result of failure to clear accounts in a timely manner, and also refer to financial resources that cannot be recovered because the other party does not repay. Simply put, it is an account that has not been paid off for a long time.