1. Yes, overdue.

2. a. According to the credit card repayment regulations, overdue refers to any delay in repayment after the repayment date;

b. Repayment is 5 days late and exceeds the repayment limit. date, it is considered overdue;

c. Late payment of credit card will result in additional penalty interest and damage to credit history;

d. If overdue occurs, contact the bank or credit card in time company and pay off the debt as soon as possible;

e. It is recommended to set up an automatic repayment or reminder system to avoid overdue situations in the future.

3. Repaying a credit card 5 days late is considered overdue and may have a negative impact on your personal credit record. Late repayment will not only result in the accumulation of additional penalties and interest, but may also affect your credit rating and reduce your personal credit score. At the same time, overdue repayment records will remain in the credit report, which may cause problems in future applications for loans, other credit cards and other financial services. Therefore, when using a credit card, you must strictly abide by the repayment date and ensure that you repay on time.

4.

Extended information:

According to China's credit card repayment regulations, overdue repayment refers to the failure to repay the credit card debt on time after the repayment date. payment behavior. Late payments will result in additional penalty interest and late fees, usually calculated as a percentage of the amount owed. At the same time, overdue repayment records will be recorded in personal credit reports, which will have a negative impact on personal credit records. Credit card companies may also take further measures, such as limiting credit limits and stopping providing credit services. Therefore, paying off your credit card bills on time is an important part of maintaining a good credit record.

Summary:

If a credit card is paid 5 days late and exceeds the repayment date, it will be considered an overdue payment. Late repayment will result in penalties, damage to your credit history and other issues. When using a credit card, you should pay attention to the repayment date and ensure you repay it on time to avoid unnecessary trouble and losses.