It's JOY Credit Card of CCB and Platinum Card of UnionPay. This is a chip card. It can be used by merchants and ATM machines with UnionPay logo at home and abroad. The minimum repayment amount of other Longka credit cards is 65,438+00%, and that of Longka JOY card is 5%, and the minimum repayment amount is not less than 200 yuan RMB or US$ 50 (if the accumulated outstanding transaction principal is less than 200 yuan RMB or US$ 50, the minimum repayment amount is equal to the accumulated outstanding transaction principal). Provide a more intimate repayment plan for young customers, effectively alleviating the repayment pressure of young customers. The annual fee is 580 yuan, and the annual fee is free for each swipe 10 in each card year.