If it is a loan or credit card from our bank, if you have any consumption, please repay it on time and in full before the due date. First of all, overdue repayment will generate a bad credit record, which will affect your personal credit and future credit business; secondly, overdue repayment will generate interest and liquidated damages; finally, failure to repay for a long time may violate criminal laws, and our bank reserves the right to pursue prosecution.