The appearance of ln026e on China Merchants Credit Card Bill Installment means: The installment conditions are not currently met. It is recommended to try again after one billing cycle.

1. In this case, your credit card installment has been risk controlled. Risk control refers to risk managers taking various measures and methods to eliminate or reduce various possibilities of risk events, or risk controllers reducing losses caused when risk events occur. There are always things that cannot be controlled and risks are always present.

2. Everyone, the cardholder will use up all the limit in the card within a few days after repayment, or even use up the limit within one day after repayment. This kind of In extreme cases, banks will naturally monitor you closely and will not allow you to pay in installments.

Extended information

Instalment charging standards for credit card bills:

1. ICBC charges 1.65 for 3 installments, 3.6 for 6 installments, 5.4 for 9 installments, 7.2 for 12 installments, 11.7 for 18 periods and 15.6 for 24 periods. A one-time handling fee will be charged.

2. China Construction Bank is divided into 3 installments, the monthly handling fee is 0.7, 0.55 for 6th installment, and 0.55 for 12th installment, and the handling fee is charged monthly.

3. Agricultural Bank of China has a fixed fee rate of 0.6, and charges monthly fees.

4. Bank of China charges a one-time handling fee of 1.95 for 3 installments, 3.6 for 6 installments, 5.4 for 9 installments, 7.2 for 12 installments, 11.7 for 18 installments, and 15 for 24 installments.

5. China Merchants Bank charges a one-time handling fee of 0.9 for 3 installments, 0.75 for 6 installments, and 0.66 for 12 installments.

6. Bank of Communications has 3, 6, 12 and 4 phases, all of which are 0.72, and the handling fee is charged monthly.

After using your credit card, you will receive a statement from the bank on the billing date. There are two amounts that we need to note. One is the amount due this period, and the other is the minimum payment amount.

In fact, this is also a major benefit of credit cards. Once you spend money on the credit card and exceed your repayment range, you can choose to repay with the minimum repayment amount, so that it will not affect your Your personal credit. But this means that you can no longer enjoy the interest-free period.

Credit card billing date:

1. Agricultural Bank of China sets the 10th of each month as the billing day and cannot be changed.

2. The billing dates provided by China Merchants Bank Credit Card are 5th, 7th, 10th, 12th, 15th, 17th, 20th, 22nd and 25th of each month, which are changed every six months.

3. Bank of Communications’ monthly statement date is generated by the system. It can be changed once during the validity period of the card, and the date is from the 6th to the 24th.

4. CITIC Bank will make changes within eight days before and eight days after the original statement date, and cannot exceed 20 days.

5. China Everbright Bank sets the billing dates on the 1st, 5th and 18th of every month and cannot be changed.

6. China Construction Bank has available billing dates including 2, 5, 7, 10, 12, 13, 15, 17, 19, 22, 23, 24, 25, 26, 27 of each month date, revised once every calendar year.

Baidu Encyclopedia--Minimum Repayment Amount

Baidu Encyclopedia--Credit Card Bill Installment

Baidu Encyclopedia--Credit Card Bill Date