Legal analysis: In principle, the overdue credit card is a civil economic dispute, and the police are not allowed to intervene (let alone decide the punishment of administrative detention); If the suspect is suspected of fraud, the public security organ will file a case for investigation. At this time, criminal compulsory measures can be taken to detain the suspect.

legal basis: article 17 of the civil procedure law of the people's Republic of China

the basic people's courts shall have jurisdiction over civil cases of first instance, except as otherwise provided by this law.

Article 18 The Intermediate People's Court shall have jurisdiction over the following civil cases of first instance:

(1) Major foreign-related cases;

(2) cases that have a significant impact in this area;

(3) Cases determined by the Supreme People's Court to be under the jurisdiction of the Intermediate People's Court.

Article 119 A lawsuit must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) There is a clear defendant;

(3) There are specific claims, facts and reasons;

(4) it is within the scope of civil litigation accepted by the people's court and under the jurisdiction of the people's court against which the lawsuit is filed.