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Is the credit card repayment before the billing date or even later?
If you use China Merchants Bank's credit card, you can enjoy the interest-free period. Interest-free period means that you don't have to pay any interest if you pay off all the consumption money before the final repayment date. If your consumption occurs before the current bill date, it will be included in the current bill. Please repay before the current repayment date. If it is included in the next bill after the bill date, it can be repaid before the next repayment date.

Please log in to the credit card website and click "Online Banking Login" on the right. After logging in, click the horizontal menu "Account Management"-"Account Inquiry" above to view "Due Repayment Date of Current Period" and "Repayment Amount of Current Period" in the repayment information table.