If the credit card fails to repay on time, it will be charged with liquidated damages and interest. The liquidated damages shall be charged at 5% of the unpaid minimum repayment amount, and the minimum RMB shall be charged in 20 yuan. Interest will be calculated at the rate of 0.5 ‰ per day from the consumption bill date of each transaction in your bill until you pay it off. You can log in to Ping An Pocket Bank APP- Credit Card-My Bill to check the specific amount owed.

Response time: June 7, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.