Introduction to Bank of China Credit Card Financial IC Card

IC card is the English abbreviation of integrated circuit card, also known as smart card and chip card. An IC card is made by embedding a dedicated integrated circuit chip in a PVC plastic substrate that complies with ISO standards and encapsulating it into a card with a magnetic chip shape. Currently, according to different standards of international organizations, they are divided into financial IC cards that comply with PBOC standards and EMV standards.

The above content is for your reference, please refer to actual business regulations.

What are the main aspects of making financial credit cards?

Mainly include Internet consumer finance, and online and offline installment situations

The big data in credit cards is composed of thousands of Composed of tens of thousands of Internet data, it has also been widely used. Now many banks will use big data as a risk control reference when approving loans and credit cards

To comprehensively assess personal credit status. Generally speaking, if an individual's risk index is high, it means that the person has poor credit, insufficient repayment ability, and is considering risk control. The bank will naturally reject your credit card and loan applications.

What is a financial credit card?

If you apply for a China Merchants Bank credit card, it usually takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days.

This is the end of the introduction about financial credit cards and their uses. I wonder if you have found the information you need?