2. Detailed description:

-Everbright Credit Card is a credit card issued by a well-known bank. If the cardholder's overdue repayment exceeds a certain period, the bank has the right to take legal measures to recover the arrears.

-The overdue payment is one year, and the debt is as high as13,000 yuan, which means that your long-term non-performance of repayment obligations is regarded as malicious breach of contract and can be regarded as intentional evasion of debt repayment.

-In this case, China Everbright Bank can apply to the public security organ for a wanted order and publish relevant information on the website of the public security department to help recover the arrears.

3. Summary: According to the information provided, if you hold Everbright Credit Card and it is overdue for one year, and the accumulated arrears reach 13000 yuan, you may face the risk of being wanted online.

4. Extended information:

Overdue repayment of credit card is regarded as breach of contract. Banks usually remind cardholders to pay back in time by phone or text message. For cases with large amount or long overdue time, banks may take more severe measures, such as online wanted and suing the court. These measures are aimed at protecting the legitimate rights and interests of banks and urging cardholders to fulfill their repayment obligations.

It is worth noting that different banks and regions may handle overdue repayment differently. Therefore, the specific situation may need to refer to the relevant laws and regulations and the policies of China Everbright Bank in order to make an accurate judgment. If faced with similar problems, it is suggested to contact the bank in time to solve the problem of arrears as soon as possible to avoid further legal risks and credit damage.