What should you pay attention to when applying for a credit card? "This is Xiao Lei's question. Xiao Lei just finished the college entrance examination this year. When he was surfing the Internet during the summer vacation, he found some websites that said he could apply for a credit card online. He was thinking that he was going to study in other provinces soon, and when he was away from home, what if he happened to... He has no money, and is unable to remit money at home for a while, and credit cards have the function of making purchases in advance, which may be able to meet urgent needs at critical times, so he wants to apply for a credit card, but he has never applied for a credit card, so he will naturally be careful, so he has " "Such questions. Ping An One Account can log in once and manage 21 credit card and online banking accounts at the same time! Register now gt; gt; With the advent of the Internet information age, credit card settlement services are convenient for shopping and consumption, and the collection procedures are simple. The ability to spend in advance and use as an overdraft are highly praised by more and more consumers. Credit cards are almost an indispensable consumer and financial management tool for modern urbanites. However, many consumers who have never applied for a credit card inevitably have some doubts, especially now There are so many factors that make the Internet insecure, so questions like "" have also become the focus of major search engine forums. "Is it trustworthy to apply for a credit card online?" "The answer to this question is yes. It is understood that the online credit card application business has been around as early as 2001. Consumers fill in the bank credit card application form online, then print out the application form and mail it to the bank's credit card center, and then wait for the bank to Since the launch of the online credit card business, there have been rumors of consumers being deceived and information leaked, but most of them are isolated cases and cannot be generalized. Of course, consumers need to pay attention. Even if it is certain, “Is it reliable to apply for a credit card online? " is the answer, but you still need to pay attention to the following aspects when applying for a credit card online: 1. Only one or two banks have opened the completely online credit card application business, and the rest are mostly concepts hyped by some websites, so if you see that it can be fully implemented online You need to pay special attention to the website where you apply for a credit card, and make sure it is the official website of a bank. 2. There is still a huge risk of leakage when applying for a credit card online. If the website you log in to is not a bank, it is difficult for the website system to achieve bank-level privacy protection. It is easy for privacy to be leaked by accidents such as hackers. On the other hand, the third-party application website itself is a profit-making organization after all. When the company needs it, it is likely to use the collected user information for profit, and even directly sell personal privacy information ( The information required to apply for a credit card is very detailed and the user level of credit card applicants is relatively high, so it is easier to get a good price! ). Therefore, generally try to avoid applying for bank credit cards through third-party websites. 3. The credit card application process is. It is free, and the formal application process does not require any handling fees. Now major banks are striving for more credit card market share. Not only do they not charge for applying for a credit card, but they also give small gifts to applicants if they apply for a credit card. If so, you can refuse. After understanding the answers to questions such as "", I believe consumers already have a good idea of ??applying for a credit card. Consumers are reminded that not only is it important to apply for a credit card, but there is also a lot to pay attention to when managing the use of credit cards. Questions, especially credit card account inquiries in a timely manner to avoid delayed interest payments and the risk of credit decline. It is recommended that consumers register for China Ping An One Account and add credit card accounts through China Ping An One Account, which can easily make your purchases. Check bank credit card statements under your name. In addition, consumers can also include savings accounts, securities accounts, insurance accounts and other financial institution accounts (currently the external account functions have been adjusted, please see the One-Account Non-Ping An Account Function Adjustment Announcement for details.), With just one account, one set of passwords, and one login, you can fully manage your account, see your assets at a glance, and manage your finances easily without leaving home.