What should I do if I can’t pay off my credit card? 1. Borrow money from relatives and friends to repay: If you just encounter a problem of capital turnover, you can temporarily pay off the debt by borrowing money; 2. Apply to the bank for deferred repayment; 3. Apply to the bank to report a loss with an interest rate suspension; 4. Contact the bank Negotiate a lower payment amount. If negotiations fail, you can sue the bank and obtain judicial credit card debt relief.

It is a settlement tool for credit card savings/spending loan lines. When a general user applies for a credit card, the bank will evaluate the user's situation and then provide a corresponding limit within the user's repayment ability. Under normal circumstances, users have the ability to repay their debts, but if an emergency occurs, the repayment ability will be insufficient. Next, I'll tell you what to do if you can't afford a credit card.

1. Borrow money from relatives and friends to temporarily make up for the loopholes.

If it is just a temporary situation, you will have enough funds soon; then you can borrow some money from relatives and friends, and then pay it back when the funds are in place.