Although Everbright Credit Card is convenient to use, it still needs to be repaid in time, otherwise it will easily affect your personal credit score. A friend has forgotten to repay the loan and is worried that it will affect his credit score. So what is the latest repayment time for China Everbright Bank’s credit card? Let’s find out together!

What is the latest time for repayment for China Everbright Bank’s credit card? Click?

At 24:00 on the third day after the bill payment date. Everbright Bank Credit Card provides credit card holders with a 3-day deferred repayment service. If the full amount or the minimum repayment amount is deposited into the credit account and successfully credited before 24:00 on the last day of the repayment grace period, it will not be regarded as overdue. . For example, if the bill payment date is the 20th, and the bill is successfully returned before 24:00 on the 23rd, it will not be considered overdue.

(Image from China Everbright Bank official)

If the borrower changes the loan during the repayment grace period, he should pay attention to whether the repayment is successfully received and deducted. If the loan is not repaid after the 3-day repayment grace period, China Everbright Bank will charge liquidated damages, interest and other fees, and will report the overdue repayment record to the central bank for credit reporting.