According to the provisions of relevant laws, credit card fraud usually refers to the perpetrator using various illegal means or methods to copy other people's credit cards and payment passwords, thereby stealing other people's credit card funds for their own use and to the card holders. A criminal act that causes corresponding property losses, and the act of stealing a credit card can constitute the crime of theft. According to the sentencing standards for the crime of theft in the Criminal Law: Those who steal other people's property and the amount is suspected of being relatively large, or who commit multiple thefts, thefts with weapons, burglaries, or pickpockets, may be sentenced to surveillance of not more than three years, criminal detention, or fixed-term imprisonment in accordance with the law. A fine may be imposed concurrently or solely; if the amount is suspected to be huge or there are other serious circumstances, the person shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and a fine in accordance with the law; if the amount is suspected to be extremely huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years in accordance with the law; Sentence to fixed-term imprisonment of not less than ten years or life imprisonment, and a fine or confiscation of the criminal's property. Legal Basis: Article 196 of the Criminal Law: Whoever commits the crime of credit card fraud under one of the following circumstances and commits credit card fraud if the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not less than 200,000 yuan. A fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is extremely huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to a fixed-term imprisonment of not less than five years but not more than 10 years. Fixed-term imprisonment or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation of property: (1) Using a forged credit card, or using a credit card fraudulently obtained with false identification; (2) Using a invalid credit card ; (3) Pretending to use other people’s credit cards; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. Anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law. Article 264 of the Criminal Law: Whoever steals public or private property in a relatively large amount, or commits multiple thefts, burglaries, thefts with weapons, or pickpocketing shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention, or public surveillance, and shall also be sentenced to Or a fine alone; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and a fine; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment and concurrently Penalty or confiscation of property.