1. Go to the local rural credit cooperative and fill out the credit card application.

2. Bring my ID card, income certificate, work certificate and other documents (if you can provide real estate license and driving license, it is better) to submit the information.

3. After the credit card audit data is submitted, the card can be issued within 15 working days under normal circumstances. The landlord can call customer service to know the progress of your credit card application.

Extended data:

Credit card applicants of rural credit cooperatives shall meet the following basic conditions:

1, applicant 18 years old or older;

2. Have certain repayment ability;

3. Have a stable job and income, and can provide proof of income or social security;

4. Can provide valid identification.

County Association is an approved economic joint organization, which consists of shares of rural credit cooperatives in the county (city) where it is located, implements democratic management and mainly serves rural credit cooperatives.

Rural cooperative banks are local financial institutions in joint-stock cooperative communities composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations within their jurisdiction. It is an enterprise organization form that absorbs the joint-stock management mechanism on the basis of cooperative system.

The main businesses of rural credit cooperatives are traditional deposits, loans and remittances. In recent years, with the rapid development of rural economy in China.

On the basis of serving agriculture, countryside and farmers, rural credit cooperatives actively expand service fields, innovate service varieties, increase service means and further enhance service functions.

In some areas, rural credit cooperatives have provided intermediary services such as agency, guarantee and credit card, and tried to offer new services such as bill discount, foreign exchange trading, telephone banking and online banking, providing better and more convenient financial services for members and customers.

What are the requirements for applying for a credit card of a rural credit cooperative?

Rural credit cooperatives credit card application conditions:

Must be at least 18 years old; Its annual income is at least 30,000 yuan; There is no bad record on the personal credit record; A steady job.

The following information is required:

Copy of ID card (self-copy)

Income certificate or work certificate of the unit (printed by yourself or collected at the counter)

Credit card application form (collected at the credit union counter)

If you have real estate and vehicles, you will get a large credit card limit by providing information to the bank.

Fill in the information in the rural credit cooperatives and give it to the credit card handlers.

RuralCreditCooperatives (rural credit cooperatives in English) refers to a rural cooperative financial institution established with the approval of the People's Bank of China, which is composed of members' shares, implements democratic management and mainly provides financial services for its members.

Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and combat+++.

Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School and Credit Department of Rural Credit Cooperatives, which are under the dual leadership of CBRC and the State Council.

loan rate

Legal interest rate: The interest rate set by the People's Bank of China approved by the State Council and authorized by the State Council is the legal interest rate. The announcement and implementation of the statutory interest rate shall be the responsibility of the head office of the People's Bank of China.

Benchmark interest rate: The deposit and loan interest rate of China People's Bank to commercial banks and other financial institutions is the benchmark interest rate. The benchmark interest rate is determined by the head office of the People's Bank of China.

Contract interest rate: The lender and the borrower agree on the interest rate of the specific loan according to the legal loan interest rate and the floating range stipulated by the People's Bank of China, and specify it in the loan contract.

With the approval of the State Council, the People's Bank of China decided to fully liberalize the control of loan interest rates of financial institutions from July 20, 20 13.

Cancel the lower limit of 0.7 times the loan interest rate of financial institutions, and let financial institutions independently determine the loan interest rate level according to commercial principles.

There is no upper limit on the loan interest rate of rural credit cooperatives.

As a banking financial institution, rural credit cooperatives have their own characteristics, mainly manifested in:

Farmers and other individuals in rural areas jointly form cooperative financial organizations whose main purpose is mutual assistance. Its business operation is managed by the personnel designated by the members on the basis of democratic election and is responsible to the members. Its highest authority is the member congress, and the executive body responsible for managing specific affairs and business operations is the Council.

The main sources of funds are shares paid by cooperative members, retained provident fund and absorbed deposits; Loans are mainly used to solve the capital needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the economic development, it gradually broadened the channels of borrowing, which is no different from commercial bank loans.

Because the business object is a cooperative member, the business process is simple and flexible. The main tasks of rural credit cooperatives are to organize and standardize rural funds, support agricultural production and comprehensive rural development, support members' various forms of cooperative economy and family economy, and limit and crack down on++. [ 1]

How to handle the credit card of rural credit cooperatives?

How to handle the credit card of ABC? There are several types of ABC credit cards:

There are two main ways to apply for ABC credit card: online application and business outlet application:

1. Online application: click on the credit card under the personal service section of official website, Agricultural Bank of China, select the credit card to apply for, fill in the personal details, and click OK to submit after confirming that the information is correct. If the application is approved by the bank, you can go to the designated outlets to interview and get the card.

2. Application for business outlets: You can apply for a credit card directly by providing valid personal ID card, work certificate and other materials at the business outlets of Agricultural Bank of China.

It is best to apply for a bank credit card with a high credit card limit;

I. Meituan Joint Credit Card

Meituan co-branded credit card is a standard credit card product issued by Meituan and local banks around the rights and interests of "eat, drink and be merry" in various life consumption scenarios. It combines the advantages of Meituan's big data and intelligent model with the advantages of banks' accumulated experience in capital and whole process risks, and reaches the real needs of users through the "online+offline" consumption scenario, providing "local customers+local finance in life+"featured and differentiated financial services.

The limit of Meituan's joint credit card is generally 1, 000-50,000 yuan, and the maximum limit is 50,000 yuan. (Click on Online Application)

Cardholders can enjoy the "early adopter privilege" of Meituan's platform. Credit card spending points can be automatically converted into Meituan's spare money on the platform according to the standard of 10 yuan/1 every day, and Meituan will pay the first order with a daily reduction of 6 yuan within 90 days after issuing the card.

Second, Bohai Bank Credit Card

The self-help tour platinum card of Bohai Bank is still better. Freedom Card is a tourism-themed credit card launched by Bohai Bank. Classic platinum card products are mainly customized for some people who pursue the ultimate cultural movement and food experience. The audit results will be issued within 30 minutes after the card is issued, and SMS will remind you after the approval.

The credit limit of Bohai Bank is ordinary card 1000- 10000, gold card 10000 and platinum card 50000. (Click on Online Application)

3. Shanghai Pudong Development Bank Credit Card

Pufa credit card is quite good. Pufa Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys various discounts and can also apply for photo cards for free.

1, normal card level. The initial credit limit of Shanghai Pudong Development Bank credit card is generally between 1000 yuan and 10000 yuan. (Click on Online Application)

2. Gold card level. The initial amount of gold card of Shanghai Pudong Development Bank credit card will be relatively high, generally between 10000 yuan and 50000 yuan.

3. Platinum card level. The initial amount of platinum credit card of Shanghai Pudong Development Bank is generally more than 50,000 yuan.

4, high-end platinum card level. High-end Platinum Card, commonly known as Big Platinum, the initial amount of Pudong High-end Platinum Credit Card is generally above 6,543,800 yuan, and the maximum amount does not exceed 500,000 yuan.

How to handle the credit card of rural credit cooperatives

Credit card is a very common card, and many people use it to spend money. Now, almost every bank has credit card business, and rural credit cooperatives are no exception. So how to handle the credit card of rural credit cooperatives?

1. First, fill in the credit card application form at the local rural credit cooperative service outlets.

2. Fill in the form and submit relevant materials, including income certificate, work certificate, original and photocopy of my ID card.

3, credit card related audit data submitted, generally within fifteen working days can be issued, you can also call the rural credit cooperatives hotline to check the progress of credit card processing.

4. You can also go to official website, a rural credit cooperative, click on the credit card application, fill in the credit card application form, and then submit relevant materials to the local credit cooperative service organization.

5. If you have a bank card of a rural credit cooperative, you can download the rural credit cooperative app and enter the application for a credit card through the application for credit card column in the app.

The above is the introduction of how to handle the credit card of rural credit cooperatives. It should be noted that applying for a credit card of a rural credit cooperative must meet the following conditions: at least 18 years old, holding valid identity documents, having a stable job and income certificate, and having certain repayment ability.

Is it possible to apply for a 50,000 credit card for a rural credit cooperative? This concludes our introduction. I wonder if you found the information you need from it?