How to pay with a credit card on Taobao

Use Taobao's corresponding Alipay to bind a credit card, and select credit card payment when paying.

The specific steps are as follows:

1. Open Alipay and click "My" in the lower right corner, as shown in the picture below.

2. Click "Bank Card", as shown in the figure below.

3. Click "" in the upper right corner, as shown in the figure below.

4. Enter the credit card and click "Next", as shown in the figure below.

5. Enter the reserved mobile phone number and click "Agree to the Agreement and Bind Card", as shown in the figure below.

6. Verify the mobile phone number, fill in the verification code received by the mobile phone, and the card is successfully bound, as shown in the figure below.

7. After the binding is successful, click "Payment Method" to select credit card payment when paying on Taobao, as shown in the figure below.

Can I pay by credit card on Taobao?

You can pay by credit card, but you must open online banking. The payment steps are as follows:

Step 1: The buyer selects the product he wants to buy in the online store (click "Add to Cart" to add the selected product to the shopping cart)

Step 2: Check the details of the products purchased in the shopping cart (click "Checkout" to pay for the purchased products)

Step 3: Select the express delivery type (after selecting the express delivery type, click "Continue" to select Payment method)

Step 4: Select payment mode (select credit card payment)

Step 5: Order confirmation (make final confirmation, then click "Submit Order" to enter payment page for credit card payment)

Step 6: Enter the credit card payment page, where the buyer fills in his credit card information (after filling in the relevant credit card information, click "Pay", and the system will transfer the credit card information, The order amount, order number, are automatically encrypted and sent to the bank for verification)

Step 7: Return the payment result (the running order number formed by the website and the payment result seen by the buyer)

Step 8: The merchant can see the payment status of the order in the payment merchant backend. If the payment is successful, the merchant can ship the goods to the buyer.

Credit card security:

1. Set password

Many bank credit cards now provide password functions, including query passwords and consumption passwords. After setting the password, when we swipe the card for consumption, we need to enter the correct password to complete the transaction. Also pay attention when setting passwords. Do not use birthdays, house numbers, phone numbers, etc.

2. Signature confirmation

When swiping the card, we need to confirm the transaction amount entered by the seller on the POS machine. After the transaction is completed, we need to carefully check the transaction information on the printed order, and sign the document after confirming it is correct. If there is no signed consumption record, we will not be responsible for any losses.

3. Pay attention to the card usage environment

Do not swipe your card at non-standard merchants. After a successful transaction, pay attention to the list printed out, and do not have all of it. If there is a password, you need to block it with your hand before entering the password (because merchants often have cameras above the card payment) to prevent the password from being leaked.

How to use credit card to consume on Taobao

The method of using credit card to consume is as follows:

1. Swipe POS machine to consume: as long as the merchants that support card swiping consumption basically All purchases can be made with a credit card.

2. Bind Alipay for consumption: After binding Alipay, whether it is online or offline payment, as long as the payment method is set to credit card, you can use credit card for consumption.

3. Bind WeChat consumption: After binding WeChat, you only need to choose bank card payment when paying, and then select the credit card to pay, so that you can make consumption.

: What are the four main details that you must pay attention to when making credit card purchases?

1. Don’t let your personal credit report be affected by overdue payments. Try to use the automatic repayment function of your credit card. We know that credit card spending is easy, but when it comes time to repay it, it can become a bit passive. Many friends know their credit card repayment date, but on the day of repayment, even if the bank has sent a warm reminder to repay on time, more than 60% of credit card holders will still forget to repay. Because the pace of life is too fast now, everyone's life is under great pressure.

There are many people who are too busy at work and have too many chores in life that forget to repay their credit cards.

2. Don’t use up your credit card consumption limit at once. This phenomenon does exist in real life. Some young friends are short of spending funds. No matter how much spending limit they have on their credit cards, they will try to use up the limit. Little do you know that this kind of credit card consumption method is not good for you. A credit card only has a limit of 10,000 yuan. If you use it up all at once, it is equivalent to an overdraft of 10,000 yuan. With such regular consumption behavior, the bank will think that you have the bad habit of excessive consumption, which will increase the risk of your funds.

3. Never use POS machines to withdraw cash from credit cards. We know that credit cards can be used to withdraw cash, but a credit card can only withdraw a certain amount of cash. And you have to pay a certain withdrawal fee to the bank, generally the rate is 1%. For example, if our purchase price is 2,000 yuan, a service fee of 20 yuan will be incurred. And some friends are too smart. In order to save cash withdrawal fees, I applied to open a POS machine myself, and then swiped the POS machine at home to cash out my credit card. You can use the machine to cash out multiple times, but if you cash out too many times, the bank will carry out risk control and may close your credit card consumption and cash withdrawal functions, and then the gain will outweigh the loss.

How to use credit card to buy things on Taobao

Credit cards cannot directly buy things on Taobao. Your credit card needs to have online payment enabled.

To purchase any product, select the product you purchased to confirm the order and then enter the payment page, click "Credit Card" and select the bank to which the credit card belongs to make payment. The purchasing process remains the same.