1. What is the green card of the credit union?

the green card of credit cooperatives refers to the credit rating and public credit granting of rural credit cooperatives to the farmers in the service area. After being approved by villagers and village committees and qualified by the credit cooperatives, the farmers who voluntarily provide joint insurance sign a three-year loan contract and issue a "green card for agricultural loans" on the basis of establishing files.

Farmers hold "green card for agricultural loans", valid identification and other materials, like taking loans from the counter of the loan agency.

Second, are the green cards of rural credit cooperatives harmful?

The green cards of rural credit cooperatives are not harmful, but there are still some points that need attention:

First, the fees are high. The green card fees of rural credit cooperatives are higher than ordinary credit cards, and some even reach several hundred yuan.

second, the service fee is high. The service fee of rural credit cooperatives' green cards is also higher than that of ordinary credit cards, and some even reach tens of yuan.

third, the consumption quota is limited. The consumption quota of rural credit cooperatives' green cards is lower than that of ordinary credit cards, generally only a few thousand yuan, which cannot meet the demand of large consumption.

fourth, due to geographical restrictions. The green card of rural credit cooperatives can only be used in the branches of rural credit cooperatives, but not in other places.

in a word, the disadvantages of green card in rural credit cooperatives are not great, but we still need to pay attention to the above points.

third, what is the green card?

getting a green card means getting permanent residency in the United States, but you are not a citizen of the United States and enjoy limited rights.

Fourth, what is the green card for rural credit cooperatives?

the system of farmers' loan certificate adopts the method of "one-time approval and on-demand loan", and the loan officer assesses farmers in advance, and issues a certain amount of loan certificate to farmers according to the age, physical condition, business risk, credit degree and family status of farmers and guarantors.

with the loan certificate, farmers can make loans in rural credit cooperatives at all levels in the city, and the loans are no longer limited by the previous regions and time. The loan certificate system greatly simplifies the complicated procedures of farmers' loans in the past, and is naturally welcomed by farmers. Everyone is happy to call farmers' loan certificates "green cards" and "green passes" for farmers' loans.