question 2: the limit of multiple credit cards for peers 1. No. 2. You don't want to activate the 5, credit card? Wonderful work. 3. After you activate the card. Just do it. Don't apply for ICBC again. 4. After you use the card for one year. Maintain good credit. After using the card for one year. Deal with cards by card. Handle other bank cards. Then the amount is at least above 5 thousand. 3. Your card is not activated now. Then apply. The bank rejects you normally. And the limit of multiple credit cards in the same bank is used by * * *.
question 3: is it true that a person applies for multiple credit cards in the same bank with a credit line? What you said, most of it is the quota * * *. For example, a bank has two cards, one with a quota of 1 and the other with a quota of 5.
when the card with 5 is used up, the card with 1 can only be used up to 5. When 1 cards are used up, 5 cards will have no limit.
it seems that ICBC does not enjoy the credit lines of different series, and the credit lines can be combined.
if the quota is enjoyed by * * *, it is suggested to eliminate the low quota, otherwise, it will be twice as many times to avoid the annual fee. If the repayment dates are different, it is troublesome to remember two repayment dates.
question 4: the annual fee of multiple credit cards in the same bank. hello, let me tell you in detail.
In fact, all three of your cards have the same limit, but the card numbers are different, but you have to pay an annual fee, so you don't need so many credit cards, you can cancel them all. It's free to cancel now, and just cut the floppy disk of the card with scissors. Also, the annual fee is very small, so you don't have to worry.
I hope it helps you. Good luck!
question 5: can two credit cards in the same industry be set separately? hello, if you apply for more than one China merchants bank credit card, multiple credit cards in the same industry will enjoy one credit line.
you can set a separate limit, but you can only enjoy the limit of two cards.
when the credit lines are different, if the high credit card is 1 and the low credit card is 5, the sum of the two cards is only 1, which is subject to the high credit card.
As for repayment, some banks only need to deposit one card, while others need to deposit two cards separately. You can call the bank's service phone and ask for advice.
if you need to increase the credit line, you can log in to the credit card online banking at any time and click Account Management-Account Line Management-Fixed Line Adjustment to apply. You can also fax (21-385662) or mail the financial proof that you didn't provide before applying for the card, including a copy of the real estate license (the real estate license must contain the name of yourself or your spouse or minor children, with the relationship certificate and a copy of any hydropower and coal invoice document of the real estate license in the last three months), a copy of the driving license of your own vehicle, a copy of the running list of our savings account in the last three months, or the original proof of the asset balance of the wealth management account opened by our branches.
question 6: how many credit cards can a person apply for in the same bank? At present, it is not stipulated that the same bank can handle several credit cards, and the same bank can apply for multiple credit cards, but the credit line is enjoyed by * * *, that is, the credit card with the highest amount is the highest amount.
in the case of holding multiple credit cards in the same bank at the same time, multiple credit cards have the same credit limit, and generally the credit card with low credit limit enjoys the available credit limit of the credit card with high credit limit.
Trouble of handling multiple credit cards:
Don't ignore the annual fee of credit cards when holding multiple credit cards: Generally, there is an annual fee for general credit cards, but the annual fee can be waived if you swipe your card for a certain number of times or a certain amount. You need to pay attention to this problem when holding multiple credit cards, and each card must be swiped for a sufficient number of times or a certain amount to be exempted from the annual fee.
holding multiple credit cards does not necessarily increase the credit limit: holding multiple credit cards in the same bank will not increase the credit limit, but several credit cards will enjoy it. Only when multiple credit cards belong to different issuing banks will the total credit card amount increase.
holding multiple credit cards can't be used, or the credit cards are reduced: a person's monthly consumption level is limited, and the number and amount of swiping cards are also limited. If you handle multiple credit cards, you can't swipe them frequently. If the frequency of swiping cards is too low, the credit card limit may be reduced by the issuing bank.
question 7: the two credit cards of the same trade have different limits. if one is opened and the other is not opened, can you enjoy it? I don't know what bank your credit card belongs to.
the credit card limit of a general bank can be enjoyed * * *, but it can only be used after the card is opened. If only one card is activated, the other card cannot be used.
when the credit lines of the two cards are different, if the high credit card is 1 and the low credit card is 5, the total credit line of the two cards is only 1, which is subject to the high credit line.
As for repayment, some banks only need to deposit one card, while others need to deposit two cards separately. You can call the bank's service phone and ask for advice.
I hope I can help you.
question 8: is it * * * to enjoy a quota when applying for two credit cards in the same industry? If you apply for more than one China Merchants Bank credit card, the quota will be * * * regardless of the number of personal cards in your name, and a bill will be issued.
question 9: how many credit card limits can an individual handle at most? does it affect each other? Thank you. How many credit cards can a person handle? In fact, there is no rigid requirement and regulation. As long as the bank approves it for you, you can have as many as you want.
the credit cards of the same line share a credit line, and different lines do not affect each other.
For example, if you have two CCB credit cards, one with a credit limit of 1, and the other with a credit limit of 15,, then the maximum credit limit you can use is 15,. If you have already swiped 9, yuan from your 1, card, you can swipe 6, yuan from your 15, card at most.
actually, the advantage of holding multiple credit cards is that you can withdraw a lot of cash in one day, because each credit card can withdraw up to 2, yuan a day, which is the limit for a single card.
if you don't understand, please ask and hope to adopt.
question 1: can the same bank handle two credit cards with different credit lines? Hello, at present, the personal credit card (under the same certificate name) opened in our bank is entitled to * * *. (You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search for 4825555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as friends; Method 2: Search for the number "cmb4825555" on WeChat and pay attention to China Merchants Bank Credit Card Center)