1. Puka products (small gold cards) are free of annual fees.

2. Gold card can handle 3 transactions every year without annual fee.

3. The annual platinum card fee can be waived for transactions with RMB or equivalent foreign currency in 500 yuan every year. In addition, the annual fee for the following year can be exempted if the card spending of Puka cardholders reaches 7 yuan RMB.

Postal credit card refers to postal savings credit card, which is a RMB credit card. It is a UnionPay standard card with all the functions and services of a UnionPay standard credit card. It can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.