Current location - Trademark Inquiry Complete Network - Overdue credit card - What do you mean the credit card dispute has been closed?
What do you mean the credit card dispute has been closed?
if the credit card dispute case has been closed, it proves that the case has been executed, and the parties do not need to pay back the money, and the case has been closed. Article 257 of the Civil Procedure Law of the People's Republic of China is subject to any of the following circumstances: (1) The applicant withdraws his application;

(2) the legal document on which it was executed has been revoked;

(3) The citizen who is the person subjected to execution dies, and there is no inheritance for execution and no obligor;

(4) The obligee in the case of recovery of alimony, alimony and alimony dies;

(5) The citizen who is the subject of execution is unable to repay the loan due to difficulties in life, has no source of income and loses the ability to work;

(6) other circumstances that the people's court considers that the execution should be terminated.

1. A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or a credit card company to a consumer with credit qualification. Its form is a card with name, expiration date, card number and cardholder's name printed on the front, and magnetic stripe and signature strip printed on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

2. The relevant laws and regulations of credit cards in China (explained by the NPC Standing Committee in the criminal law of credit cards, the People's Republic of China) refer to all or part of the functions of payment cards issued by electronic commercial banks or other financial institutions, such as consumer payment, credit loans, transfer settlement, cash deposit and withdrawal, etc.

3. Credit card consumption is a non-cash transaction payment method. You don't need to pay cash when you consume, but you can repay it on the day of issue. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve according to the regulations, and can overdraw within the prescribed credit limit when the balance of the reserve account is insufficient to pay. The credit card in question generally only refers to the credit card.