The main card of Bank of Communications is a credit card. To apply for the owner card of Bank of Communications, you need to meet the following conditions:

1. The applicant is over 18 years old, is a natural person with full capacity for civil conduct, and owns a non-operating vehicle under his name;

2. The applicant has a stable job and income and can repay the credit card arrears of Ping An Bank owners in time;

3. The applicant's personal credit record is good, and there is no bad credit record such as overdue repayment in the applicant's personal credit report.