What is the limit of the Ping An American Express USD Platinum Card?
The limit of the Ping An American Express USD Platinum Card is exclusive to the limit of the previously applied Ping An American Platinum Card. If the cardholder If you had a Ping An Bank Platinum Card before, the limit of the Ping An American Express USD Platinum Card will be the same.
The starting limit of the Platinum Card is 50,000, which is relatively high compared to the Platinum Cards of other banks. Of course, the specific limit is determined based on the cardholder's personal qualifications. If the cardholder's personal credit is relatively good, his consumption level is relatively high, and his personal financial resources are relatively strong, the bank's credit limit will be relatively high.
What are the benefits of the Ping An American Express USD Platinum Card?
1. Cardholders can enjoy a 1.5%-free currency exchange fee when swiping the card to make purchases anywhere in the world.
2. Cardholders can enjoy a fixed overseas flight delay protection of 800 yuan for 3 hours each time, with no limit on the number of times throughout the year. The condition is that the cardholder pays the ticket in full using the Ping An American Express USD Platinum Card.
3. Cardholders enjoy protection against loss of overseas travel documents and loss of purchased items, protection against loss of checked baggage in overseas travel, protection against overseas travel accidents, and protection against overseas aviation accidents.
4. Cardholders enjoy airport VIP lounges and priority reception services.
5. Cardholders can also enjoy golf privileges, specialist services, movie privileges and other privileges.
The above benefits can be enjoyed by holders of Ping An American Express USD Platinum Card.
Editor’s reminder:
The application conditions for the Ping An American Express USD Platinum Card are relatively stringent and the threshold is relatively high. Applications are only accepted from invited persons.
The limits of each card type are different. Ping An Bank credit card limits are generally divided into two levels.
The first level is 3,000-50,000 yuan, mainly Ping An Bank gold cards. Ping An Bank will evaluate your credit situation based on the information provided, such as your previous repayment status, and set a limit, which is your overdraft limit. The credit card limit is determined by the bank based on various supporting materials submitted by the cardholder.
The second level is above 50,000 yuan, mainly Ping An Bank’s platinum credit card, which is also a credit card with a relatively high overdraft limit of Ping An Bank. In addition, the platinum card not only has a high credit limit, but also can enjoy VIP services such as five-star business travel vacations and high insurance protection.