China Everbright Bank Credit Card Center was established in July 2003 and was formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks. China Everbright Bank Credit Card Center is the centralized credit card business unit under the direct leadership of the Head Office. There are directly affiliated marketing centers in major central cities across the country, which together with the existing 30 branches and more than 304 overseas business institutions of China Everbright Bank constitute the credit card business system of China Everbright Bank. In June 2006, its customer service center obtained CCCS five-star customer service certification; In September, China Everbright Bank Credit Card Center officially passed the international certification of ISO900 1 quality management system, becoming the first credit card center in China to pass the BSI quality certification in the UK.

China Everbright Bank was established in August, 1992. After more than 20 years of development, it has more than 600 outlets in China. China Everbright Bank is a state-owned commercial bank with shares in international financial institutions. China Everbright Bank has made great progress in comprehensive operation and corporate business, and is in the forefront of the same industry in international business and wealth management business, which has a strong competitive advantage.

Many sales offices will recommend Everbright Bank when they cooperate with banks to help buyers apply for loans, because the non-performing loan ratio of Everbright Bank has risen from 0.64% a few years ago to 20 1 1. Everbright Bank has almost the same procedures for handling loans as other large banks, including identity certificates, income certificates and personal credit certificates. These hardware factors help China Everbright Bank to pay back the money in time, thus maintaining the normal operation level.