Loans without credit reference?
1. China Post Cash Loan
China Post Cash Loan is a personal credit loan under China Post Consumer Finance Company For products, China Post Cash Loan has a relatively close cooperative relationship with Alipay. When users apply for a loan, China Post Cash Loan requires users to provide their Zhima Credit Score. If a user’s Zhima credit score is above 600, they can apply for a higher amount of cash loan.
To apply for China Post Cash Loan, users need to be between 18-50 years old and have a fixed job and income. If the purpose of the loan is to purchase a car, run a business, etc., the user needs to provide collateral or a guarantor.
2. 360 IOU
Provides users with convenient loan and borrowing services, and also provides users with a free choice of repayment periods and repayment methods. This allows more users who are in urgent need of money to borrow money quickly and solve their current difficulties. The application allows users to bind a variety of cards, and supports binding loans and repayments with current mainstream bank cards.
3. Shengbei
Shengbei Loan Leisure Puzzle Shengbei insists on "not doing it" as the bottom line of its products, and specializes in providing young people with high-quality, low-interest credit loans, Loan services. Shengbei insists on "doing nothing" as its product bottom line, and specializes in providing high-quality, low-interest credit lending and loan services to young people. The repayment interest rate is ultra-low, as low as 40% off the bank's repayment interest rate. If you borrow 1,000, the monthly interest is 5.8 yuan, and there is no handling fee.
4. Jiebei
Jiebei is a personal credit loan product under Alipay, which requires users to have a sesame score of more than 600 points. According to actual feedback from most users, if a user’s sesame score is above 650, the credit limit is likely to exceed 10,000. However, the actual credit limit still depends on the user’s personal qualifications.
What are the top ten regular online loan apps that do not check credit reports? What are the loan platforms that do not check credit reports?
It is difficult to pass the bank’s review when your personal credit is not very good. Credit check, and some common loans such as JD Finance and Alipay will also check credit. So what are the online loan apps that do not require credit check? Here are the top ten regular online loan apps that do not require credit check.
1. Shopkeeper Qian
The limit is between 1,000-10,000 yuan, and the repayment time is within 7-30 days, but Shopkeeper Qian’s interest will be relatively high, with a daily payment of 1.4, you will receive a repayment reminder text message when it is due. If you fail to repay on time, you will be included in the list of dishonest people.
2. Come and borrow money
The loan app of Sunac Huifu Business Consulting (Beijing) Co., Ltd. can provide users with 500-1,000 yuan to solve their daily life problems. Yes, the limit is low but there will be no credit inquiry, and the interest is 0.658 per day.
3. Renrendai
China’s early online lending information intermediary service platform, its business covers more than 2,000 regions across the country. After completing the certification, you can obtain a credit loan of 1,000-100,000 The amount and repayment period are 6-12 months, which can meet the needs of many people.
4. Cash Online
The limit of Cash Online is between 200-2,000 yuan. Although the limit is relatively low, no credit check is required, so it can be obtained by many people in need. For loans, the repayment period is 7-14 days, and the interest is 1 per day.
5. Lightspeed Loan
As a formal online loan app that does not check credit reports, the loan limit is only 500-1,000 yuan, and its repayment period is only 7-14 days. The interest rate is only 0.05 per day, which is suitable for those users who are in urgent need of loans.
6. 51 Borrow Dian Huahua
The amount of 51 Borrow Dian Huahua is the same as the light speed loan, between 500-1,000 yuan, and the repayment period is only 7-14 days. However, The interest rate is high and the loan can be repaid at any time, so it is suitable for users who are in urgent need of funds in the short term.
7. Lightning turnover
A domestic pure online lending vertical platform, dedicated to providing loan services for office workers. The loan amount is 500-1,000 yuan, and the interest rate is relatively low. It’s 0.86 per month, and you just need to repay it on time.
8. Xiaoshu Era
A financial service platform focusing on young people’s consumption. You can get a credit limit of 3,000-8,000 yuan without checking your credit. The repayment period is 3- 12-month installment is enough, and monthly repayments are required.
9. Xiangqian Loan
The amount of Xiangqian Loan is 100-3,000 yuan, and its interest rate is higher than that of previous loan apps, reaching 1-12 yuan per day. Monthly, the repayment time is within 7-30 days.
10. Miaola
Miaola is also one of the top ten formal online loan apps that do not check credit reports. After passing the certification, you can get a quota of 1,000-3,000 yuan, and the loan range is 1- Repaying it in 3 months will not cause any problems, and the interest will be 10 per year.
Are there any loan platforms that do not check credit reports?
The main types of loan platforms that do not check credit reports are as follows:
1. An Yihua. Users can make installment consumer loans within the limit.
2. Little elk. Don’t check your credit report, it will be reviewed and approved in seconds and payment will be made in seconds. Quota: 1,000-5,000 yuan.
3. Save it. A financial product with ultra-low interest rates and installment repayment, with fast evaluation and review.
4. People’s livelihood is supported by loans. The loan can be released on the same day of review.
5. Maizi loan. An online loan platform that does not look at credit reports provides everyone with two products: flash loans and large loans.
6. Star money bag. Regardless of credit score, the application threshold is low for office workers and students are approved in seconds.
The above means that it is easy to get a loan without looking at the credit reference recommendation. For those who want to borrow money urgently, please refer to the above platforms. As long as you have a mobile phone, you can apply anytime and anywhere.
: Credit is a loan issued based on the borrower's creditworthiness. It does not require property mortgage or guarantee. You can apply for a loan based only on your personal creditworthiness. It is very convenient and fast, and is very helpful for people who are in a hurry to use money. However, please be careful to choose a formal and large platform when applying for a loan, which can protect the security of your information and funds.
What are the loan platforms that do not check the credit report?
When using money on a daily basis, many friends will choose to borrow money from the platform for turnover. For friends with poor credit reports, It is difficult to apply, and you may even be rejected for a loan. So what are the opportunities that don’t require a credit check? You deserve these online loans that don’t depend on your credit report!
1. Jiawu Installment
Jiawu Installment is an installment mall-type loan program under Dewu. There is no credit check when applying. The maximum loan amount for this program is The amount is 50,000 yuan, and the general deposit amount is about 3,000 yuan. The period of use is 3-12 periods. When applying, the applicant needs to be between 22 and 55 years old (non-students). The deposit can be made immediately after passing the review.
2. Pocket Flower
Pocket Flower is a platform that does not require credit reference. The general loan limit is around 3,000-5,000 yuan, with a maximum limit of 50,000 yuan, and a term of 3-12 Monthly, it only takes 5 minutes at the fastest.
3. Jinying Installment
Jinying Installment was the king of loan loans in the past. There is no credit check when applying, and it can almost be done without review. Officially given The maximum amount is 200,000 yuan, and the actual loan amount is about 20,000 yuan. However, if the applicant's qualifications are better, the loan amount will be higher. The period of use is 1-12 months
4. Changxinghua
Changxinghua also does not require a credit check, and it is also an opportunity to make a loan if the credit report is not good. Currently, the loan The limit is within 50,000 yuan, and the period of use is 3-12 months. It is a relatively low threshold. Generally, the loan limit is between 3,000-20,000 yuan, and licensed financial institutions provide loans.
5. Yongbei
Yongbei is also a product that can be disbursed instantly without checking the credit report. It is one of the few officially licensed loan products.
The loan amount is generally within 30,000 yuan, and the loan term is 3-12 months. Generally, the loan can be received on the same day after approval. Currently, Yongbai has a relatively low threshold for credit and debt, and it is also easier to make a payment.
What loan software makes it easy to get a loan without checking the credit report?
1. Rongyihua
Weixiangpu Rongyihua is also a loan platform that provides loans instantly without checking credit information. It is a loan product of a formal licensed financial institution, and Anxin Hua is a product of the same series. The loan limit that can be applied for is 10,000. The usage period is basically one month. It is also very easy to get through the payment window.
2. Foreign Money Can Loan
Yangqian Can Loan does not depend on the credit score, but the matching employer may check the credit score. It is a compliant loan assistance product. The threshold is also relatively low. If your credit is not good, you can try it. You have the opportunity to make a loan. The maximum amount is 200,000 yuan. The loan amount is generally within 30,000 yuan. The system will approve it in real time and the loan will be released in as fast as 3 minutes.
3. Installment Easy
Installment Easy is also a loan channel that allows easy payment without checking credit. The loan amount provided by this account to users is up to 200,000 yuan, and the period of use is 3 -12 issues. Applicants are required to be between the ages of 22-55 and be able to submit personal information such as ID card, mobile phone operator, contact person, bank card, etc. There is no return call for the product, and the loan will be released as soon as the same day after approval.
4. Jifeng Financing
Jifeng Financing is a loan platform that is easy to pass without checking credit information. Applicants are required to be between 22 and 55 years old and be able to submit their ID card, Personal information such as mobile phone operators, contacts, bank cards, etc. The loan amount is generally within 10,000, and the usage period is 3-12 periods.
5. Jirong Loan
Jirong Loan also has a low threshold for no credit check in 2022. The maximum loan amount open to this opening is 30,000, and the longest use period is 12 Months, but the actual deposit is more around 5,000, and those with better qualifications have a quota of tens of thousands, and the withdrawals are also fast, and the funds are basically received on the same day.
Loans that do not require a credit reference?
Loans that do not require a credit reference include Jiebei, Kuaidai, Paipaidai, Credit Wallet, Cash Bus, Qingqin Small Loan, and CMA CGM Yundai, WoLaidai, mobile phone loan, Yongqianbao, Youwodai, Fingertip Loan, Caocao Loan, Malt Loan, Flash Silver, Magic Lamp Small Loan, Jiufu Dingdang Loan, Momo Loan, Magic Cash, here you go Hua, _Silk Loan, 51 Character Loan, Rong360 Moonlight Foot, You and Me Finance, Xintong Loan, Spend 100 Million Yuan First, Are You Short of Money, Jianghu Emergency, Hi Money, Money Station, Turn Right, Copper Coin Loan, Kuaiqian, Didi Haodai, Dinghedai, Wandadai, Meijii, Lebaodai, Yaoqiankuai, Kuaijin, Kuaidaixiong, Tangcheng Small Loan, Blue Collar Loan, Mavericks Loan, Puhui Express , Atomic Loan, mo9, Renrendai, Xinflash Loan, HiMiao Wallet, Flash Loan, Dumiao Loan, Xiaohua Wallet, Xiaomi Finance, Quduiba, Kungfu Loan, 58 Financial Consumer Loan, Zendai Wealth and so on.
1. After reading some of the lending institutions above, everyone knows how to find channels for loans. Here, the editor would like to add some loan suggestions. First of all, just because you don’t have a credit report, it doesn’t mean you can’t. Also, if you don't repay the money you borrowed from others, they will also have collection methods, which will still make your life worse than death. They will make friends in the circle of friends, come to collect collections, issue lawyer's letters, outsource collections, etc. Many people hope to get loans that cannot be credited. Why is it that when you see someone masturbating, they reject you instantly? Because online loan big data has been established among small loans, for example, if you want to get a loan from small loan A, but small loan A checks and finds that you have default records of small loans B-Z, then the loan may not be granted. But if most of B-Z are not on the credit bureau, for example, only B-D are on the credit bureau, then A may still lend money.
2. Commonly used lending platforms
1. Wolaidai, a mobile lending application designed for young people, does not require a credit check. It is the fastest growing small-amount mobile loan product exclusively for college students and white-collar workers in the country.
2. Xiaoedai is a relatively young company that can provide you with loans within 3,000 yuan, regardless of credit score.
3. Borrow Money Flower, an Internet-based financial service platform, provides users with short-term, small-amount lending services. I generally don’t look at credit reports.
4. Yidai Wallet is a very interesting opportunity. You can make a loan without checking your credit report. The loan limit is within 3,000 yuan and the usage period is fixed at 7 days. But you must have a real-name mobile phone number and Alipay. I don't care much about credit reports.
5. Buyi Wallet, when it comes to loans without checking the credit report, I suggest you try Buyi Wallet. As long as it can provide more than 500 sesame points, the passing rate will be greatly improved.
: In fact, not being able to get a credit report is not the biggest problem. The key is your own credit. It is best to borrow and repay. This is also a bonus when applying for a credit card. If you want to buy a house or a car in the future, It would be much easier to get a loan.