If the quota is not enough, you can't use it. You can buy cheap things and see if it meets the interest-free period of 12.
② The goods you bought in JD.COM do not support the use of JD.COM white stripes.
(3) Your interest-free coupon for JD.COM White Slip Payment 12 has expired, so the use time is not supported.
④ Your JD.COM account has not been authenticated by the real-name registration system. Do you have a bank card or credit card?