Tenpay is Tencent’s third-party payment platform, which can provide users with credit card repayment functions. However, you may also encounter failure to repay your credit card on Tenpay, but don't worry, the money that has been deducted will be returned to you if the repayment fails, but it may not arrive in real time. So, if Tenpay fails to pay back the credit card, when will the money be refunded? Where does the money go? Let’s find out together below. Some friends here will ask, how do I know that the Tenpay credit card payment failed? This mainly depends on whether it has been restored within the specified time. After all, Tenpay will restore the limit in real time as long as the repayment is successful. Different banks have different restoration times. For example, if the repayment from Industrial Bank, Ping An Bank, and China CITIC Bank is successful, the repayment will be received in real time, but the repayment has not been received and the limit has not been restored, which indicates that the repayment may have failed.

So, when will the refund be refunded if Tenpay fails to repay? This depends on the time it takes for the credit card repayment to arrive. For three banks, Industrial Bank, Ping An Bank, and China CITIC Bank, which have real-time credit transfers, funds that fail to repay will be returned to the Tenpay account within 2-3 working days. For other banks where the payment is received on the same day, the next day, or 2 to 3 working days, after the repayment fails, Tenpay will return the funds to the bank within 2 working days after receiving the failure message from the bank. Tenpay account. It is not difficult to find here that if Tenpay fails to repay the credit card, the money will not be returned through the original route, but will be returned to the Tenpay account. If you do not want to continue to repay, you can withdraw the money in Tenpay, which will involve A problem with Tenpay cash withdrawal.

By the way, let me introduce the relevant matters about Tenpay withdrawals: Tenpay withdrawals are divided into two types: ordinary withdrawals and fast withdrawals. Different withdrawal methods have different arrival times, as well as handling fees and withdrawal limits. There are differences: 1. Cash withdrawal time: Normal withdrawal speed is relatively slow, and it will usually arrive within 1 to 3 working days; if you want a faster withdrawal, you can choose fast withdrawal, which can arrive on the same day at the earliest; 2 . Withdrawal handling fee: Ordinary withdrawals are slow and do not require handling fees; fast withdrawals require a service fee based on the cash withdrawal amount, starting from 1 yuan and capped at 50 yuan. 3. Withdrawal limit: The single-day withdrawal limit for ordinary withdrawal and fast withdrawal is the same, with a maximum of 20,000 yuan and no limit on the number of withdrawals. The above is the relevant introduction of "When will the money be refunded if Tenpay fails to pay off the credit card? Where will the money be refunded?" In short, if Tenpay fails to pay back the credit card, the money will be refunded to the Tenpay account, and it can be deposited on the same day at the earliest. There are also It takes 2 to 3 working days to arrive in the account. After arrival, users can repay the money in Tenpay or withdraw cash.