1. If the repayment is not made in full, the ordinary credit card will not enjoy interest-free treatment, and interest will be calculated for each transaction from the bookkeeping date, with the daily interest rate of 0.5 ‰ until the closing date.

2. Withdrawal of interest means that from the current trading day, interest will be calculated at the daily interest rate of 0.5 ‰ and compound interest will be calculated monthly.