The difference between credit card and ordinary savings card is: \x0d\ 1, credit card can repay in advance, savings card must deposit \x0d\2 before consumption, credit card has installment payment function, but savings card does not have \x0d\3, credit card can accumulate points for consumption, and integral mall can exchange goods for free, but savings card does not have this function \x0d\4. \ x0d \ x0d \ There are other differences, so I will write them down according to what I know, hoping to help you.