When using our credit cards to make purchases through international organization lines (i.e. non-UnionPay lines) in non-U.S. dollar countries, cardholders need to pay a foreign exchange fee of 1.5 to convert the local currency into U.S. dollars. The US dollars entered into the account already include this exchange fee (the American Express Centurion Black Gold Card and the American Express Centurion Platinum Card are settled at 2% of the settlement amount). Repay the people...