The number of postal bank card transactions exceeds the limit for the following reasons:

1. The credit card’s single/single-day transaction amount exceeds the limit

Some bank credit cards, single There will be a limit on the transaction amount per transaction/single day. For example, the maximum transaction amount per transaction/single day with this card is 50,000. If you swipe 80,000 at once, this "transaction limit exceeded" prompt may appear.

2. Exceeding the single transaction/single day amount limit of the card swiping machine

At the current UnionPay card swiping machines, when swiping credit cards, most of the single swiping transactions do not exceed 50,000 yuan. . If you swipe 80,000 yuan at once, even if your card can swipe 100,000 yuan in a single transaction, a "transaction over limit" message will appear.

3. The amount of credit card swiping for small amounts exceeds the limit

The so-called "small amount, password-free and visa-free" means that when swiping a small amount (currently within 1,000 yuan in each bank), When swiping a card on a UnionPay card swiping machine, you can use the NFC function to quickly pass. At this time, you do not need to enter the password or sign, and you can directly complete the transaction.

Solutions for exceeding the limit of bank card transactions:

1. Pay in several installments.

2. Bring your ID card and (credit card) to the bank to modify or cancel.

3. Log in to online banking and modify or cancel the transaction amount.