Hello, China Merchants Bank's all-currency international credit card 1) All-currency international credit cards can automatically purchase foreign exchange in RMB for repayment; 2) The annual credit card fee is exempted without additional conditions within the validity period; 3) Any foreign currency consumption in the world, 0 currency exchange fee. Tips: * This card has the automatic foreign exchange purchase function by default and cannot be cancelled; Foreign currency consumption in RMB accounts for repayment, and foreign currency repayment is not supported. * This card cannot be used on the machines of UnionPay line or non-China Merchants Bank cooperative merchants. If you need to trade in the above channels, I suggest you apply for other credit card products of China Merchants Bank. * All-currency international credit cards do not support UnionPay channel repayment (including transfer from other banks, counter connection, Lacarra, etc.). ), 1. If you have more than one China Merchants Bank credit card in your name, you can return it to the credit card with the UnionPay logo when you repay it, through any repayment channel, because the bills of all currency cards are also together; 2. If there is only one full-currency card in your name, the repayment methods such as counter cash payment, counter transfer payment, automatic deduction, online banking public version, professional version payment, CDM cash deposit, pocket life, mobile banking, Alipay and Tenpay are currently supported. You can click on the link: /ccard/quanbika/